Disclaimer

Last updated 9 November 2026

The calculators on MzansiMoney give estimates for information and education only. Please read this page before you rely on a result.

Estimates, not advice

The results, guides and examples on this site are general information. They are not financial, tax, investment or legal advice, and they are not a recommendation to buy, sell or sign up for anything.

MzansiMoney is not an authorised financial services provider under the Financial Advisory and Intermediary Services Act (FAIS), and the MzansiMoney team does not give advice about your personal circumstances.

Why your real figures may differ

  • The calculators use the official figures for the 2026/27 tax year, last checked on 9 November 2026. Rates and rules can change after that date.
  • They use the inputs you give them and simple, stated assumptions, such as an expected return or a flat interest rate. Real life is less tidy.
  • Banks, insurers, employers and SARS apply their own rules, fees and assessments. A bank decides how much it will lend after a full affordability check, and your payslip may differ month to month.
  • Results are rounded for display, so totals can differ by a few cents.

Check before you decide

Before you make a financial decision, confirm the numbers with SARS, your bank or lender, your employer’s payroll team, or a licensed financial adviser. For an adviser, look for an authorised financial services provider registered with the Financial Sector Conduct Authority (FSCA).

No liability

We work hard to keep the figures accurate and up to date, but we can’t guarantee that every result is complete, correct or suitable for you. To the extent the law allows, MzansiMoney and the MzansiMoney team are not liable for any loss or damage that comes from using the site or relying on its results.

Links to other sites

We link to SARS, the South African Reserve Bank and other sources so you can check our figures. We don’t control those sites and aren’t responsible for their content. Any sponsored link is labelled, as explained in our affiliate disclosure.

Spotted a mistake?

If you think a figure or result is wrong, we want to know. Each calculator page lists its sources and the date its figures were checked, so you can compare them with the official source.